Personal Accident and Illness | Master Builders Insurance Brokers

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Personal Accident and Illness Insurance

Cover for your income.

Cover for

Loss of income

What is Personal Accident and Illness Insurance?

Personal Accident and Illness Insurance can help you get back to work after suffering a serious injury or illness.

Having Personal Accident and Illness Insurance covers you for loss of income for a weekly benefit amount if you were unable to work as a result of an injury or illness. It can also include optional cover for a capital benefit or lump sum payout in the event of death or disablement and additional costs related to business expenses.

The cover is generally available regardless of whether you sustain injury or develop an illness due to your work.

Key benefits
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Capital benefits in the event of permanent disability or death
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Regular weekly benefit if you are injured or cannot work
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24 hours / 365 days per year coverage available
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Covers loss of income as a result of a work or personal injury and illness

Why do you need this policy?

Here's an example:


Jim was playing some backyard cricket with his kids over the weekend and badly injured himself.

It unfortunately resulted in a trip to the hospital and a torn ACL in his left knee.

He received a weekly benefit of $1,200 per week while he recovered. Jim also received help with a rehabilitation plan so that he could return to work sooner.

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A personal accident & sickness policy will only pay a portion of your income while you are unable to work due to injury or illness.

We recommend reviewing your weekly benefit with your accountant or financial adviser. They can advise and help ensure you have adequate cover and can provide proof of income in the event of an injury or sickness.

Joe Keiper Southern Region Manager

Why choose Master Builders Insurance Brokers?

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Talk to your local specialist:


Brent  Cooper
Brent Cooper
Business Development Team Leader

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