Business Package | Master Builders Insurance Brokers

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Business Package

Tailored cover for small to medium-sized business.

Cover for

Property
Business interruption
Theft
Money
Glass
Liability
Employee dishonesty
Machinery
Computer and electronic equipment
General property
Tax audit

What is Business Package Insurance?

Business Package Insurance protects your business against a broad spectrum of risks.

Business Package Insurance is an effective insurance solution covering your business for financial, legal and reputational damage.

The flexible insurance package has multiple cover options, providing cost-effective insurance for your business.

 

Key benefits
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Tailored cover to meet the needs of your business
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Adaptable to meet the demands of a dynamic business environment
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Cost-effective cover that's easy to change
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Flexible cover means less paperwork

What cover options are available in a Business Package?

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Business Interruption

Loss of income and other additional costs caused by the interruption to your business following an insured loss under the Property section.

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Liability

Legal liability to pay compensation for third party property damage or personal injury. Cover also includes legal costs and expenses to defend a claim.

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Computer and Electronic Equipment

Damage and breakdown to computer systems and electronic equipment including cover for business interruption.

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Tax Audit

Costs incurred by your accountant or tax agent arising from an audit or investigation into your business or personal tax affairs by the ATO or a Commonwealth, State or Territory Department.

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Property

Damage to your property at the business location.

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Theft

Theft of stock, materials and general contents.

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Money

Theft or loss of money.

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Glass

Breakage of internal and external glass and signs.

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Employee Dishonesty

Loss of property due to employee fraud.

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Machinery

Damage to plant and machinery caused by breakdown.

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General Property

Australia wide cover for portable items such as tools, equipment and electronic devices.

Why do you need our flexible package?

Here's an example:

 

Gavin operates a floor sanding business from a small workshop where he keeps his materials and equipment.

A storm causes water damage to his contents, and he is unable to trade for a period of eight weeks, causing his business to lose money. We had sat down with Gavin and analysed the risks facing his business.

Under Gavin's Business Pack policy, there is cover included for water damage to his contents and Business interruption for lost income.

Gavin's insurers act quickly to replace his contents and make an interim payment on lost income to enable him to pay bills. Gavin's business is back on its feet, and his livelihood is protected.

Advice from our experts:

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Take time to consider and evaluate the risks to your business. Ask yourself the question, would your business survive if it wasn't able to trade for an extended period due to an insured event such as a storm?

The cost of cover is important, but can you afford to be without it. We can also arrange monthly payments to spread the cost over a year to help your cash flow.

Joe Keiper Southern Region Manager

Why choose Master Builders Insurance Brokers?

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Questions?
Talk to your local specialist:

 

Blake Raymond
Blake Raymond
Business Development Executive (VIC)

Ready to go?
Apply now:

 

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